Compare
Simple Money vs Spendee
Spendee attracted European users with attractive charts and affordable pricing. The concern: development has stalled, bank sync is unreliable, and support is effectively absent.
What Spendee does well
Spendee has attractive charts and visualizations. The travel wallet feature is useful for frequent travelers. At roughly EUR 24/year, the base price is affordable. The app originally attracted European users with its design-focused approach.
Where Spendee users consistently struggle
Development has stalled — features marked "coming soon" for years, bug fixes take months
Auto-created transactions from bank sync cannot be edited — errors in synced data are locked
Duplicate transactions from bank sync clutter records and skew totals
Correcting a category does not teach the system — the same merchant gets miscategorized every time
Support tickets go unanswered for weeks with no active community or documentation updates
Feature comparison
| Feature | Simple Money | Spendee |
|---|---|---|
| Active development | Yes, in-app changelog | Stalled |
| Bank connection | Not required | Optional (broken for many banks) |
| Transaction editing | Full CRUD on all transactions | Synced transactions locked |
| Duplicate detection | Built-in | No |
| Merchant memory | Learns from corrections | Does not learn |
| Debt calculators | Snowball + Avalanche | No |
| FIRE calculator | Yes | No |
| Budget tracking | Full budget vs actual | Basic |
| Data encryption | AES-256 at rest | Standard |
| Annual price | EUR 79/year | ~EUR 24/year |
| Travel wallet | Multi-currency accounts | Dedicated travel feature |
Who should choose Spendee
If you primarily need a simple expense tracker with nice charts at the lowest price point, and you can tolerate stale development, Spendee is affordable.
Who should choose Simple Money
If you want an actively developed European finance app with full budgeting, debt calculators, FIRE planning, merchant memory that learns, and reliable data you can trust, Simple Money is built for that.
Try Simple Money free
No bank connection. Full premium for 14 days, no credit card required.