Europe
Mint alternative for Europe
Mint was US-only. Its replacements are US-centric. Simple Money was built in Europe, for Europeans, from day one. No bank sync, multi-currency, GDPR compliant.
What European users need
Multi-currency support Europeans deal with multiple currencies daily. EUR, RON, GBP, CHF, PLN, CZK, HUF, SEK, DKK, NOK. All supported natively with exchange rate tracking.
GDPR compliance Data hosted in the EU. Full data export on demand. Account deletion with 30-day grace period. Cookie consent with granular controls.
No Plaid dependency Plaid has minimal European bank coverage. Simple Money does not need it. Works with every bank in every country.
EUR pricing EUR 79/year. No USD conversion surprises. Founders Lifetime at EUR 149 (first 200 users).
Multiple languages English, Romanian, German, Spanish, French. More coming based on user demand.
Financial tools included
Beyond basic tracking, Simple Money includes tools no Mint replacement offers:
Debt payoff calculator
Snowball and Avalanche strategies with side-by-side comparison. See exactly when each debt will be eliminated.
FIRE calculator
Calculate your financial independence number with real inflation adjustment (Fisher equation). Track progress over time.
50/30/20 budget tracking
Needs, wants, savings split. Track each category against your actual spending.
VAT tracking
Romanian VAT rates (19%, 9%, 5%) built into transaction entry. Useful for self-employed Europeans.
The European Mint replacement
Multi-currency, GDPR compliant, EU-hosted. Full premium for 14 days, no credit card required.