Manual Tracking
Manual expense tracker app
The fastest manual expense tracker. Tap, amount, category, done. Under 5 seconds. No bank connection. Your data, your control.
Why manual tracking works better
Automatic bank sync sounds convenient. In practice, it creates more problems than it solves: broken connections, miscategorized transactions, duplicates, and the uneasy feeling that a third party has your banking credentials.
Manual entry takes seconds. You know exactly what every transaction is because you entered it. No miscategorization. No duplicates. No sync failures. And research shows that the act of logging transactions builds financial awareness faster than passive tracking.
Designed for speed
One-tap entry from any screen The + button is always visible. Tap it, and the amount field opens with the keyboard ready.
Smart defaults Today's date pre-filled. Last-used category suggested. Home currency selected. You only change what is different.
Merchant memory Type "Kaufland" once. Next time, Simple Money suggests the category, account, and currency automatically. It learns from every correction.
No confirmation dialogs Tap save and the transaction is recorded. No "Are you sure?" interruptions. Delete requires confirmation, but adding is instant.
Receipt photo attachment Optionally snap a photo of the receipt. It attaches to the transaction for future reference.
Beyond tracking: financial planning
Simple Money is not just an expense log. It includes the calculators and tools that help you act on what you learn:
Budget tracking
Set budgets by category, week, or month. Track spending against limits with real-time updates.
Debt payoff calculator
Snowball and Avalanche strategies. See exactly when each debt will be eliminated.
FIRE calculator
Calculate your financial independence number with real inflation adjustment.
Spending patterns
See where your money goes over time. Category breakdowns, monthly trends, savings rate tracking.
Start tracking in 30 seconds
Create an account, add your first transaction, see your pattern form. Free to start.